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Universal Credit

 

UNIVERSAL CREDIT - WHAT IS IT?

 

Universal Credit is a monthly payment to help with your living costs and will replace six existing benefits: Jobseeker's Allowance, Employment and Support Allowance, Income Support, Child Tax Credit, Working Tax Credit and Housing Benefit.

 

You may be able to get it if you’re on a low income or out of work.

 

The short video above gives further information on how Universal Credit works and more detail can be found on the GOV.UK website. 

 

WHAT'S HAPPENING IN BRIDGEND COUNTY BOROUGH?

 

On 6th June 2018, Bridgend County Borough became a 'Full Service' area. This means that people of working age will no longer be able to make new claims for the benefits listed at the top of this page. However, there are exceptions.  

 

Existing and new Universal Credit claimants will have an online account to manage their claim. You must use your account to report changes, send messages to your work coach and record any evidence of seeking employment (if this forms part of your claimant commitment).

 

For more detail on making and managing a Universal Credit claim in a full service area you can watch this video from the DWP.

WHAT IS REQUIRED TO CLAIM UNIVERSAL CREDIT?

 

There are three key steps to making a successful claim for Universal Credit:

 

Step 1 – Get the right bank account

To receive your Universal Credit payment you will need to have a bank account that can receive automated payments.

 

Step 2 – Get budgeting

Universal Credit will be paid monthly so if you are used to managing your money weekly or fortnightly you will have to start managing your money across the whole month. The first payment of Universal Credit will be paid to you in arrears. This means you will have to go five weeks without benefits before you get your first payment. Think about how you are going to manage through this period of time.

Need help budgeting? Try the Money Manager from the Money Advice Service - Money Manager for Universal Credit Claimants.

 

Step 3 - Get online

All claims for Universal Credit will need to be made and managed online. You will need to have access to the internet as well as an active email address.

HOW CAN VALLEYS TO COAST HOUSING HELP?

 

Our Money Matters Team can help you at any stage of a Universal Credit claim, from assisting to complete the initial application to providing access to your account online, and advice on budgeting.

 

Contact the Money Matters Team on 01656 762582 or email: moneymatters@v2c.org.uk.